The problem we solve
Over $800 billion moves across international borders every year in personal remittances. Millions of expatriates, immigrants and global workers send money home to support parents, pay university tuition, fund medical expenses or invest in property.
Yet cross-border pricing remains notoriously opaque. High-street banks and traditional money transmitters often add undisclosed exchange rate markups of 2% to 4% above the wholesale rate, costing recipients tens of billions of dollars a year.
What TransferGauge does
We bring institutional-grade transparency to retail cross-border transfers, so senders can make data-driven choices in seconds.
Expose hidden spreads
We benchmark every quote against the mid-market rate, so the real cost of a "$0 fee" offer is visible.
Audit payout rails
We track how money arrives, from India's UPI to bank deposits and cash pickup, and how fast.
Score transparently
Every provider gets a 0–100 TransferGauge Score from a published, weighted methodology.
Our focus on India-bound remittances
India is the world's largest recipient of international remittances, receiving over $120 billion a year. Despite having the most sophisticated domestic retail payment rail in the world (UPI), many senders in the US, UK, Canada, Australia, UAE and Singapore still default to expensive legacy options.
Our initial corridor focus is dedicated to giving non-resident Indians and global senders transparent data on these routes:
Legal positioning & service boundaries
TransferGauge is an independent informational comparison and referral platform. TransferGauge is not a bank, remittance provider, currency exchange or payment institution.
We do not hold customer funds, execute money transfers, provide payment accounts or process financial transactions. When you choose a provider, you complete the transfer directly with that provider on its official website or app, subject to its terms, pricing and verification.
Our standards
Everything we publish follows public, written standards:
Contact & editorial inquiries
We welcome corrections, data inquiries and research partnerships.